IS IT RIGHT FOR YOU?
The Journey Plan is designed to have the lowest premiums of any of the VEBA medical plan designs. This is made possible by introducing a deductible on infrequent medical care like hospitalization and surgery. Remember, you can use your HRA money to reimburse your out-of-pocket medical care costs.
This innovative design is a great option if you:
Is it right for you?
Are enjoying a healthy lifestyle and only expect to use the plan for prescription drugs or a random illness or injury like strep throat or a sprained ankle;
Are most interested in essential coverage for unexpected events and are okay with higher out-of-pocket costs if something happens; and
Want to build up an HRA (savings account) for current or future medical care expenses. The money is yours to keep—even if you leave the plan or change jobs.